Boca Raton Personal Injury Lawyers Providing Tips On Responding To Insurance Adjuster Tactics
With over 35 years of experience, we at Rosenberg Injury Law can easily identify insurance adjuster tactics aimed at hurting your claim. To help you avoid these, we will provide example scenarios and recommended responses to prevent jeopardy.
“We can speed up your medical payments, but we need a recorded statement”
Insurance adjusters cannot hold medical payments. They use this to trick you into providing a recorded statement, which they will use to identify inconsistencies and admission of fault or minimized injury pain. Instead of agreeing, simply state that you are not in the right state to answer. You can tell insurance adjusters to speak with us, and we’ll handle the rest.
“A lawyer is unnecessary because we’re accepting fault”
If an adjuster accepts fault, they may be using this to make you undervalue your actual damages. Their statement may sound genuine and sincere, but you have to keep your guard up. Respond by stating that you are focusing on recovering and waiting for the complete evaluation of your injuries.
“Hiring a lawyer will only take a large cut of your settlement”
Adjusters use this statement to dissuade you from seeking legal representation. While it is true that a personal injury attorney in Boca Raton takes a cut, the percentage discussed will not leave you with nothing. With this tactic in mind, stand firm that you are having a lawyer handle your claim.
“We have a quick settlement check ready. We just need your signature”
Sadly, adjusters can take advantage of your vulnerable state. They lure you into signing a release form by promising a quick settlement check. Instead, reply with a subtle decline, highlighting that you won’t be signing any documents until your medical treatment is complete. Have them send any proposed documents our way, and we’ll review them.
“We can’t pay for your treatment because you have a pre-existing condition”
Insurance adjusters often blame past injuries or age-related wear to avoid paying medical bills and trick you into abandoning your claim. However, Florida’s Eggshell Plaintiff rule legally holds at-fault drivers responsible for aggravating preexisting conditions. If contacted, state that the crash aggravated your condition, causing new trauma, then direct them to your attorney.
We Can Help You Face Aggressive Adjusters
The Rosenberg Injury Law team is prepared to handle complex injury claims in Florida, especially when adjusters are aggressive with their tactics. Call us at 561.858.3336 or email us to discuss your case in detail.